Many of the investment and insurance products sold to you are not safe. Sometimes, you can avoid these products by reading the fine print and not buying the ones that are too complicated or have high fees. Often, however, investment and insurance products fail without any tell-tale signs to warn you. It takes some expert digging and tenacity to confront the financial institutions or corporations, who sell you unsafe products. I know because I have done it and saved Canadians billions of dollars of losses in group long term disability insurance, asset backed commercial paper and income trusts.
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